• • Selling A Business
    
  • Buying A Business
• Capital Raise
  
• >Debt Placement
  
• >Equity Capital
  
• >Equity Placement
  
• >Acquisition Financing
  
• >Loan Analysis
  and Structuring
• >Descriptive Financing
  Memorandum
• >Raising Funds
  
• >Contacting Lenders
  
• > Negotiate Terms
  with Lenders
• >Due Diligence & Closing
  
• >Overview of Loan Types
  
• >Graduated Ownership
  Liquidity
• >Financial Restructuring/
  Recapitalization
• >Reasons for Restructuring
• >Testimonials
  
• >Case Studies

SBA Loans

SBA Loans are loans that are partially guaranteed by the U.S. Small Business Administration. These loans can be very attractive, because they can provide for more time to repay the loan. This longer amortization means that the regular payment will be smaller, and therefore, easier to make. It also means that you can invest more of your cash back in the business. Both banks and non-bank lenders offer SBA loans. Loans usually consist of term loans under the 7A loan or 504 debenture programs, although lines of credit are also available. SBA loans are somewhat limited in size, more expensive than bank loans, but less expensive than asset based loans. Excessive paperwork is a big drawback and consumes considerable time, so SBA loans are not for everyone. That being said, the longer amortization schedule for loans can be very appealing.